(Inspired by Sister Cindy’s impactful financial seminar with the Wisdom Seekers in Grenada.)
Temperance
Meaning: Self-restraint, moderation, and wisdom in managing desires—especially in spending, saving, and decision-making.
π‘ Why It’s Perfect for Money Wisdom:
- Temperance helps us resist impulse buys.
- It teaches us to say “not now” instead of “never,” encouraging delayed gratification.
- It balances generosity with wisdom—so we give, save, and spend with intention.
π¬ Encouragement Message
Ladies, in a world screaming “buy now” and “do it for the ’gram,” temperance whispers a wiser way.
It doesn’t mean deprivation—it means direction.
When we show self-restraint, we aren’t limiting our lives—we’re leading them.
Let’s choose to be stewards of God’s blessings, not slaves to spending.
π Scripture Tie-In
Proverbs 25:28 –
"Like a city that is broken into and without walls is a person who has no self-control."
Without temperance, we leave our financial lives open to chaos and confusion.
With it, we build walls of protection, peace, and purpose.
Yesterday, the Grenada chapter of Wisdom Seekers gathered for a powerful seminar on finances, where the virtue of temperance shone throughout. But before the teaching began, Sister Penny warmed up the room with a couple of lively icebreakers:
π§ Pre-Seminar Icebreakers
1. π¬ Finish the Sentence:
- “The best money advice I ever got was…”
- “If I found $100 on the ground, the first thing I’d do is…”
- “One thing I wish I learned about money earlier is…”
2. π‘ Smart or Silly?
Call out “Smart!” or “Silly!” as each money decision is read aloud:
- Buying shoes on sale you don’t need?
- Paying off debt before a vacation?
- Saving $5 a day in a jar?
- Grocery shopping while hungry?
- Using your tithe to pay bills?
- Cooking at home instead of eating out?
The room was full of laughter and energy!
Sister Beverly re-evaluated one answer and said, “Buying those shoes could be smart—if I flip them for profit!”
Now that’s wisdom in the making!
π©π½π« The Backstory of Our Presenter
A month ago, during a ladies' luncheon, someone suggested a financial seminar at our upcoming women’s retreat.
Sister Gale, our fearless leader, felt led to ask Sister Cindy—who is known for her Melancholic-Choleric blend: organized, thoughtful, and wise, though rarely eager to be center stage.
Initially, Sister Cindy didn’t respond. But a few days later, word came through her close friend Sister Alanda:
“You can tell Sister Penny, if she’s serious, I can do the presentation. Just let me know the topic so I can plan.”
And plan she did!
π️ Seminar Topic:
Smart Money Choices: Tips for Financial Success
Subtopics:
- Setting Financial Goals: Why they matter. Short-term vs. long-term. Keeping God at the center.
- Budgeting Wisely: Create a simple budget. Avoid overspending. Enjoy life while saving.
- Investing with Integrity: Understand your options. Make honest, informed choices. Trust God with the growth.
- Taking Bold but Balanced Risks: Know when to step out. Don’t let fear paralyze you. Faith meets strategy here.
Sister Cindy delivered this with such clarity and depth that we all walked away feeling financially stronger and spiritually wiser.
π§ The Emotional Spending Reflection
Sister Cindy also invited us to do some soul-searching.
She challenged us to explore our emotional spending habits—those moments when our hearts, not our budgets, make the decisions.
π Emotional Spending Reflection Sheet
Purpose: To recognize emotional triggers that lead to impulsive or unnecessary spending and develop strategies for mindful money habits.
Reflect on the last time you made an emotional purchase:
- What did you buy?
- Was it spontaneous or planned?
- What emotion were you feeling? (Stress? Sadness? Celebration?)
- What triggered it? (An argument? Social media? Loneliness?)
- What were you seeking? (Comfort? Control? Connection?)
- Did it help long-term?
- What can you try next time instead? (Pray? Journal? Call a friend? Walk?)
π£️ Now, speak life into your future self.
Choose an affirmation below or write your own. Share it below in the comment section.
- “I don’t need to buy to feel better—I choose peace over purchase.”
- “God is my provider. I don’t need to panic-purchase.”
- “My value isn’t in things—it’s in Christ.”
✨ Three Powerful Phrases from Cindy’s Presentation
- π§ “Watch for the leaks in your spending!
(It’s not the storm—it’s the steady drip that sinks the ship.”) - π✝️ “Faith + Wisdom = Financial Success.
(You can’t just pray—you’ve got to plan.”) - π “Celebrate progress, not perfection.
(Small steps still move you forward.”)
π Testimony of God’s Provision
Sister Persia inspired us all:
“My washing machine broke, and I had no idea how I’d replace it. But I kept tithing, praying, and trusting. Then out of nowhere—God provided a brand-new Samsung 2024 front-loader—for free!”
Yes, we praised God with her!
God does see, and He will provide.
π Temperance Treasure Jar Challenge
As we close this edition of Temperament Transformation Tuesday, I’m inviting every woman—whether in Toronto or Grenada—to join me in a year of discipline and faith, beginning May 1, 2025 to May 1, 2026.
π°Challenge:
- Choose a partner or create a team of 3-5 and save at least $1 a day individually. (Keep each other accountable).
- Drop it in a jar—no peeking, no spending.
- At the end of the year, donate a portion to our Women’s Ministry and watch how God honours our obedience.
How much will you start with per day? Share your $ in the WS chat!
π§ Fellowship & Prayer
We closed with joy, food, gratitude for Sister Cindy, and the sweet reminder that in this walk of faith—we are never alone.
π Closing Prayer
“Lord, thank You for the gift of temperance.
Help us to be wise stewards—faithful in planning, generous in giving, and content in living.
Teach us to walk in wisdom, save with purpose, and trust in Your limitless provision.
In Jesus’ name, and we all say, amen.”
A great day to all!
Temperament Tuesday
ReplyDeleteI must say I enjoyed our 2 day session , am always excited about events like these i think it helps keep me grounded ..
Lady Gale did what she does best asking some soul searching questions causing us to really reflect..
Sister Cindy did a fantastic job on her presentation yesterday and am so happy she decided to fellowship with me at my place of worship I believe that God has some good things In store for all of us ..
one of the phrases that stood out to me yesterday was 1 π§ “Watch for the leaks in your spending! (It’s not the storm—it’s the steady drip that sinks the ship.”)
and I thought it was truly profound because bad habits can really ship the sink ..
Speaking life into my future self .
My value isn’t in things—it’s in Christ.”
Myself and Sister Cindy decided to team up
We will commit to $ 5.00 daily effective May 1st 2025
And we will give 10% of whatever the amount the following year to the ladies ministry..
Thanks to all the ladies that came out my sisters in Christ..
blessed day .
Sister Alanda, I love that quote as well. "Watch for the leaks in your spending." I can see you guys had a wonderful time.
DeleteGood Morning Ladies.
ReplyDeleteTemperament Transformational Tuesday
π°✨Temperance π°✨
*Speaking life into my future self*.
π°π°π°π°π°π°π°π°π°
*My Affirmation* π°
I honor my future by spending wisely today.
I will be a faithful steward of my resources, and every dollar.
I trust God to supply all my needs
I choose discipline over impulse spending.
My financial decisions will align with the Wisdom of God
My future is flourishing because I invest in what truly matters.
*How much will you start with per day?*
I will start with $1.00 a day and climb upπ°
Temperament Transformational
ReplyDeleteTuesday
π°✨Temperance π°
It was truly an honor to do the presentation yesterday! Thank you for the opportunity!
Speaking Life into My Future Self.
Affirmation:
“I don’t need to buy to feel better - I choose peace over purchase”
I have made a daily commitment of $5.00. I already have my jar preparedπ and is looking forward to making my contribution come May 2026!
Thank you for sharing the notes from the financial session! Sis Cindy shared some valuable insights to help us apply wisdom to our finances - Thank you!
ReplyDeleteThe affirmation that I will hold on to is: "I don’t need to buy to feel better—I choose peace over purchase.” I also really liked the reminder to "Watch for the leaks in your spending!"
I commit to save $2 a day (to start) and I have faith that God will provide!
Hello Everyone.
ReplyDeleteThank you Sis Penny for sharing the notes.
Affirmation
I don’t need to buy to feel better—I choose peace over purchase.”
In January I started a $1/$2 jar project. I will be happy to contribute a portion to W0W May next year God's willing.
Temperament Transformational
ReplyDeleteTuesday
Temperance
I am truly blessed by Sis. Cindy's presentation on "Smart Money Choices: Tips for Financial Success."
Thank You Sister Cindy for sharing.
Thank you Lady Gale for your leadership.
Speaking Life into My Future Self.
Affirmation:
“I don’t need to buy to feel better - I choose peace over purchase”
I will choose a partner before the week ends and commit to save diligently every week
WOW Grenada, I truly enjoyed a wonderful time of fellowship. I am getting ready for next year!!
Grace and Peace Ladies,
ReplyDelete-Phelgmatic -
Temperament Transformational Tuesday ✨
Thanks you for sharing the notes ,sounds like it was a very enlightening
Transformative π€ π° seminar .
I Choose this affirmation below.
“I don’t need to buy to feel better—I choose peace over purchase.”
This Powerful Phrases from the Presentation made me pause : “Watch for the leaks in your spending! (It’s not the storm—it’s the steady drip that sinks the ship.”) π³ Wowie.
I will have a think on the challenge and action accordingly And give a potion of the savings to WoW in May of 2026 God willing!
Have a wonderful rest of your day π
Good night
ReplyDeleteTemperament Transformational Tuesday
Affirmation
Speak life into my future self
”I don 't need to buy to feel better-I choose peace over purchase.”
“God is my provider. I don 't need to panic-purchase.”
“My value isn't things-It's in Christ.”
I will start with $2.00 a day I will give back a potion to the Ladies ministry 2026.
Blessings
ReplyDeleteJacintha
Hello Everyone,
Lady Gale,
Thank you for sharing the notes from the ladies seminar.
Temperament Transformational Tuesday
I choose theses Affirmation that I speak into my future.
."I don’t need to buy to feel better—I choose peace over purchase.”
“God is my provider. I don’t need to panic-purchase.”
I will contribute $1 a day challenge and will give back a portion to WoW Fellowship in May 2026
Hello everyone
ReplyDeleteTemperament Transformational Tuesday
Wisdom Seekers Grenada, I trust your seminar gave you new insights to managing your finances.
I do not have to buy because I want
Question, do I need?
Thank you Sis. Cindy for availing yourself.
Phrase
("It's not the storm- It's the steady drip that sink the ship.")
Temperance Treasure jar challenge
May 1st 2025 to May 1st 2026
$1 a day.
Blessings
Thank you ladies for sharing! I look forward to seeing a pic of your jars when we begin in May. Blessings!
ReplyDelete